In this current real estate market many people ask themselves Can I Afford A House? The answer depends on where you are at in the country and several other factors. The 3 factors that impact the market the most are covered here.
Video on Increasing your credit score when you are buying a home is easy if you understand a bit how credit scores are made.
FHA Mortgage Insurance Reduced by 30% for 2017 more changes ahead including removing mortgage insurance after you have enough equity in your home
Having Student Loan Debt Can Hinder your ability to purchase a home whether you use an FHA, VA, USDA or Conventional loan.
A Lot of people are concerned that trying to fix their credit when trying to qualify for a home loan is wrong. That is simply not true. Many people have inaccurate items on their credit reports that should be removed or updated because the bureaus are assuming your are guilty. The Law provides many legal and ethical ways to improve your credit when qualifying for a home mortgage